/* ============================================================
   NICHE: Health Insurance — Pillar Page Styles
   ============================================================ */

/* ---- Breadcrumb Nav ---- */
.breadcrumb-nav {
  background: #f0f7ff;
  border-bottom: 1px solid #d0e4f5;
  padding: 10px 0;
  font-size: 0.85rem;
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-wrap: wrap;
  gap: 4px;
}

.breadcrumb-item a {
  color: var(--color-primary, #005f8a);
  text-decoration: none;
  font-weight: 500;
}

.breadcrumb-item a:hover {
  text-decoration: underline;
}

.breadcrumb-separator {
  color: #888;
  padding: 0 4px;
}

.breadcrumb-current {
  color: #555;
}

/* ---- Pillar Hero ---- */
.pillar-hero {
  background: linear-gradient(135deg, #005f8a 0%, #003d5c 60%, #00a86b 100%);
  color: #fff;
  padding: 56px 0 48px;
  position: relative;
  overflow: hidden;
}

.pillar-hero::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 320px;
  height: 320px;
  background: rgba(255,255,255,0.05);
  border-radius: 50%;
}

.pillar-hero-inner {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 40px;
  align-items: start;
}

@media (max-width: 900px) {
  .pillar-hero-inner {
    grid-template-columns: 1fr;
  }
}

.pillar-h1 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  line-height: 1.25;
  margin: 0 0 20px;
  color: #fff;
}

.pillar-intro {
  font-size: 1.05rem;
  line-height: 1.75;
  color: rgba(255,255,255,0.9);
  max-width: 680px;
}

/* CTA Card inside hero */
.pillar-call-card {
  background: #fff;
  border-radius: 16px;
  padding: 28px 24px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.2);
  color: #1a2a3a;
}

.pillar-call-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1rem;
  color: var(--color-primary, #005f8a);
  margin-bottom: 16px;
}

.pillar-call-card-header i {
  font-size: 1.3rem;
}

.btn-call-pillar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--color-accent, #e63946);
  color: #fff;
  font-size: 1.15rem;
  font-weight: 700;
  border-radius: 10px;
  padding: 14px 20px;
  text-decoration: none;
  width: 100%;
  margin-bottom: 14px;
  transition: background 0.2s, transform 0.15s;
}

.btn-call-pillar:hover {
  background: #c0222e;
  transform: translateY(-2px);
}

.call-number-pillar {
  font-size: 1.2rem;
  letter-spacing: 0.03em;
}

.pillar-call-hours {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: #555;
  margin-bottom: 14px;
}

.pillar-call-bullets {
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.88rem;
  color: #444;
}

.pillar-call-bullets li {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 4px 0;
}

.pillar-call-bullets li i {
  color: var(--color-secondary, #00a86b);
  font-size: 0.8rem;
}

/* ---- Pillar Layout (article + sidebar) ---- */
.pillar-layout {
  background: #f9fbfe;
  padding: 40px 0 60px;
}

.pillar-content-wrap {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 40px;
  align-items: start;
}

@media (max-width: 960px) {
  .pillar-content-wrap {
    grid-template-columns: 1fr;
  }
  .pillar-sidebar {
    order: -1;
  }
}

/* ---- Pillar Article ---- */
.pillar-article {
  background: #fff;
  border-radius: 12px;
  padding: 40px 44px;
  box-shadow: 0 2px 16px rgba(0,60,100,0.07);
  line-height: 1.8;
  color: #1a2a3a;
}

@media (max-width: 640px) {
  .pillar-article {
    padding: 24px 18px;
  }
}

.pillar-article h2 {
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--color-primary, #005f8a);
  margin: 40px 0 16px;
  line-height: 1.3;
  border-left: 4px solid var(--color-secondary, #00a86b);
  padding-left: 14px;
}

.pillar-article h2:first-child {
  margin-top: 0;
}

.pillar-article h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: #003d5c;
  margin: 24px 0 10px;
}

.pillar-article p {
  margin: 0 0 16px;
  font-size: 1rem;
}

.pillar-article ul,
.pillar-article ol {
  margin: 12px 0 20px 20px;
  font-size: 1rem;
}

.pillar-article li {
  margin-bottom: 8px;
  line-height: 1.7;
}

.pillar-article a {
  color: var(--color-primary, #005f8a);
  text-decoration: underline;
}

.pillar-article a:hover {
  color: var(--color-accent, #e63946);
}

/* ---- Data Callout Box ---- */
.data-callout {
  background: #e8f4fd;
  border-left: 4px solid var(--color-primary, #005f8a);
  border-radius: 8px;
  padding: 20px 24px;
  margin: 24px 0;
  font-size: 0.98rem;
}

.data-callout strong {
  display: block;
  font-size: 1rem;
  color: var(--color-primary, #005f8a);
  margin-bottom: 6px;
}

.data-callout.callout-green {
  background: #e6f9f2;
  border-left-color: var(--color-secondary, #00a86b);
}

.data-callout.callout-green strong {
  color: #007a4d;
}

/* ---- Plan Comparison Table ---- */
.pillar-comparison-section h2 {
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--color-primary, #005f8a);
  margin: 0 0 16px;
  border-left: 4px solid var(--color-secondary, #00a86b);
  padding-left: 14px;
}

.plan-comparison-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
  margin: 20px 0 32px;
  overflow: hidden;
  border-radius: 10px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
}

.plan-comparison-table th {
  background: var(--color-primary, #005f8a);
  color: #fff;
  padding: 14px 16px;
  text-align: left;
  font-weight: 700;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.plan-comparison-table td {
  padding: 13px 16px;
  border-bottom: 1px solid rgba(0,0,0,0.06);
  vertical-align: middle;
}

.plan-comparison-table tr:last-child td {
  border-bottom: none;
}

/* Color-coded plan rows */
.plan-bronze td:first-child {
  font-weight: 700;
  color: #7a4a10;
  background: rgba(205,127,50,0.12);
}

.plan-bronze {
  background: rgba(205,127,50,0.05);
}

.plan-silver td:first-child {
  font-weight: 700;
  color: #5a5a5a;
  background: rgba(192,192,192,0.2);
}

.plan-silver {
  background: rgba(192,192,192,0.07);
}

.plan-gold td:first-child {
  font-weight: 700;
  color: #8a6000;
  background: rgba(255,215,0,0.2);
}

.plan-gold {
  background: rgba(255,215,0,0.07);
}

.plan-platinum td:first-child {
  font-weight: 700;
  color: #444;
  background: rgba(229,228,226,0.4);
}

.plan-platinum {
  background: rgba(229,228,226,0.15);
}

.plan-badge {
  display: inline-block;
  padding: 2px 10px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-left: 8px;
  vertical-align: middle;
}

.badge-bronze { background: #cd7f32; color: #fff; }
.badge-silver { background: #c0c0c0; color: #333; }
.badge-gold   { background: #ffd700; color: #7a5900; }
.badge-platinum { background: #e5e4e2; color: #444; }

/* Responsive table */
@media (max-width: 640px) {
  .plan-comparison-table {
    display: block;
    overflow-x: auto;
    white-space: nowrap;
  }
}

/* ---- HowTo Section ---- */
.howto-section {
  margin: 40px 0;
}

.howto-section h2 {
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--color-primary, #005f8a);
  margin: 0 0 24px;
  border-left: 4px solid var(--color-secondary, #00a86b);
  padding-left: 14px;
}

.howto-steps-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  list-style: none;
  margin: 0;
  padding: 0;
}

@media (max-width: 640px) {
  .howto-steps-list {
    grid-template-columns: 1fr;
  }
}

.howto-step {
  background: #f0f7ff;
  border-radius: 12px;
  padding: 24px 20px;
  position: relative;
  border: 1px solid #d0e4f5;
}

.howto-step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  background: var(--color-primary, #005f8a);
  color: #fff;
  border-radius: 50%;
  font-weight: 800;
  font-size: 1rem;
  margin-bottom: 14px;
}

.howto-step h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: #003d5c;
  margin: 0 0 8px;
}

.howto-step p {
  font-size: 0.95rem;
  color: #444;
  margin: 0;
  line-height: 1.65;
}

.howto-cta {
  margin-top: 28px;
  text-align: center;
}

.btn-call-howto {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--color-secondary, #00a86b);
  color: #fff;
  font-size: 1.05rem;
  font-weight: 700;
  border-radius: 10px;
  padding: 14px 28px;
  text-decoration: none;
  transition: background 0.2s, transform 0.15s;
}

.btn-call-howto:hover {
  background: #007a4d;
  transform: translateY(-2px);
}

/* ---- Pillar FAQ ---- */
.pillar-faq {
  margin: 40px 0;
}

.pillar-faq-title {
  font-size: 1.55rem !important;
  font-weight: 800;
  color: var(--color-primary, #005f8a) !important;
  margin: 0 0 24px !important;
  border-left: 4px solid var(--color-secondary, #00a86b) !important;
  padding-left: 14px !important;
}

.faq-list .faq-item {
  border-bottom: 1px solid #e5eef7;
  padding: 18px 0;
}

.faq-list .faq-item:last-child {
  border-bottom: none;
}

.faq-list .faq-question {
  font-weight: 700;
  font-size: 1rem;
  color: #003d5c;
  margin-bottom: 8px;
  cursor: default;
}

.faq-list .faq-answer {
  font-size: 0.97rem;
  color: #555;
  line-height: 1.7;
}

/* ---- Final CTA inside article ---- */
.pillar-final-cta {
  margin: 48px 0 0;
  background: linear-gradient(135deg, #005f8a, #003d5c);
  border-radius: 16px;
  padding: 40px 36px;
  text-align: center;
  color: #fff;
}

.pillar-final-cta h2 {
  font-size: 1.5rem;
  font-weight: 800;
  color: #fff !important;
  border: none !important;
  padding: 0 !important;
  margin: 0 0 12px !important;
}

.pillar-final-cta p {
  font-size: 1rem;
  color: rgba(255,255,255,0.85);
  margin: 0 0 24px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

.btn-call-final {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--color-accent, #e63946);
  color: #fff;
  font-size: 1.15rem;
  font-weight: 700;
  border-radius: 10px;
  padding: 16px 32px;
  text-decoration: none;
  transition: background 0.2s, transform 0.15s;
  margin-bottom: 16px;
}

.btn-call-final:hover {
  background: #c0222e;
  transform: translateY(-2px);
}

.pillar-cta-note {
  font-size: 0.85rem !important;
  color: rgba(255,255,255,0.75) !important;
  margin: 0 !important;
}

/* ---- Sidebar ---- */
.pillar-sidebar {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.sidebar-call-box {
  background: #fff;
  border-radius: 14px;
  padding: 24px 20px;
  box-shadow: 0 4px 20px rgba(0,60,100,0.1);
  border: 1px solid #d0e4f5;
}

.sticky-sidebar {
  position: sticky;
  top: 20px;
}

.sidebar-call-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--color-primary, #005f8a);
  margin-bottom: 16px;
}

.sidebar-call-header i {
  font-size: 1.2rem;
}

.btn-call-sidebar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--color-accent, #e63946);
  color: #fff;
  font-size: 1rem;
  font-weight: 700;
  border-radius: 10px;
  padding: 13px 16px;
  text-decoration: none;
  width: 100%;
  margin-bottom: 12px;
  transition: background 0.2s;
}

.btn-call-sidebar:hover {
  background: #c0222e;
}

.sidebar-hours {
  font-size: 0.83rem;
  color: #666;
  text-align: center;
  margin: 0 0 14px;
}

.sidebar-benefits {
  list-style: none;
  padding: 0;
  margin: 0;
  font-size: 0.85rem;
  color: #444;
}

.sidebar-benefits li {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 5px 0;
}

.sidebar-benefits li i {
  color: var(--color-secondary, #00a86b);
  font-size: 0.78rem;
}

.sidebar-nav-box,
.sidebar-pillar-links-box {
  background: #fff;
  border-radius: 12px;
  padding: 20px 18px;
  box-shadow: 0 2px 10px rgba(0,60,100,0.07);
  border: 1px solid #e0edf7;
}

.sidebar-nav-box h3,
.sidebar-pillar-links-box h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #003d5c;
  margin: 0 0 12px;
}

.sidebar-city-links,
.sidebar-pillar-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.sidebar-city-links li,
.sidebar-pillar-links li {
  border-bottom: 1px solid #edf4fa;
}

.sidebar-city-links li:last-child,
.sidebar-pillar-links li:last-child {
  border-bottom: none;
}

.sidebar-city-links a,
.sidebar-pillar-links a {
  display: block;
  padding: 7px 0;
  font-size: 0.88rem;
  color: var(--color-primary, #005f8a);
  text-decoration: none;
  transition: color 0.15s;
}

.sidebar-city-links a:hover,
.sidebar-pillar-links a:hover {
  color: var(--color-accent, #e63946);
  text-decoration: underline;
}

/* ---- Inline call CTA (mid-article) ---- */
.inline-cta-box {
  background: #e6f9f2;
  border: 1px solid #00a86b;
  border-radius: 12px;
  padding: 20px 24px;
  margin: 28px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.inline-cta-text {
  font-size: 0.97rem;
  font-weight: 600;
  color: #003d5c;
}

.btn-call-inline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--color-primary, #005f8a);
  color: #fff;
  font-size: 0.95rem;
  font-weight: 700;
  border-radius: 8px;
  padding: 11px 20px;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.2s;
}

.btn-call-inline:hover {
  background: #003d5c;
}

/* ---- External authority links ---- */
.authority-links {
  margin: 16px 0;
  font-size: 0.92rem;
}

.authority-links a {
  color: var(--color-primary, #005f8a);
}