/* ============================================================
   NICHE: Health Insurance — Premium Pillar Page Styles v2.0
   ============================================================ */

/* ---- Breadcrumb Nav ---- */
.breadcrumb-nav {
  background: white;
  border-bottom: 1px solid var(--color-border, #E2E8F3);
  padding: 12px 0;
  font-size: 0.825rem;
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-wrap: wrap;
  gap: 2px;
}

.breadcrumb-item a {
  color: var(--color-primary, #005f8a);
  text-decoration: none;
  font-weight: 600;
  transition: color 0.15s ease;
}

.breadcrumb-item a:hover { color: var(--color-accent, #FF4757); }

.breadcrumb-separator {
  color: #aab4c4;
  padding: 0 5px;
  font-size: 0.75rem;
}

.breadcrumb-current {
  color: var(--color-text-muted, #5B6A82);
  font-weight: 500;
}

/* ---- Pillar Hero ---- */
.pillar-hero {
  background: linear-gradient(135deg, #005f8a 0%, #003d5c 55%, #00875A 100%);
  color: #fff;
  padding: 64px 0 56px;
  position: relative;
  overflow: hidden;
}

.pillar-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 60% at 0% 0%, rgba(255,255,255,0.07), transparent 60%),
    radial-gradient(ellipse 50% 50% at 100% 100%, rgba(0,135,90,0.15), transparent 60%);
  pointer-events: none;
}

.pillar-hero::after {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 380px; height: 380px;
  background: rgba(255,255,255,0.04);
  border-radius: 50%;
  pointer-events: none;
}

.pillar-hero-inner {
  display: grid;
  grid-template-columns: 1fr 370px;
  gap: 44px;
  align-items: start;
  position: relative;
  z-index: 1;
}

@media (max-width: 940px) {
  .pillar-hero-inner { grid-template-columns: 1fr; }
}

.pillar-h1 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: clamp(1.75rem, 3.8vw, 2.6rem);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.035em;
  margin: 0 0 22px;
  color: #fff;
}

.pillar-intro {
  font-size: 1.05rem;
  line-height: 1.78;
  color: rgba(255,255,255,0.88);
  max-width: 620px;
}

/* CTA Card inside hero */
.pillar-call-card {
  background: #fff;
  border-radius: var(--radius-xl, 28px);
  padding: 30px 26px;
  box-shadow: 0 16px 56px rgba(0,0,0,0.24);
  color: var(--color-text, #131C2B);
  animation: fadeInLeft 0.8s cubic-bezier(0.0,0.0,0.2,1) 0.2s both;
}

@keyframes fadeInLeft {
  from { opacity: 0; transform: translateX(40px); }
  to   { opacity: 1; transform: translateX(0); }
}

.pillar-call-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-weight: 700;
  font-size: 1rem;
  color: var(--color-primary, #005f8a);
  margin-bottom: 18px;
  letter-spacing: -0.015em;
}

.pillar-call-card-header i { font-size: 1.2rem; }

.btn-call-pillar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--color-accent, #FF4757), #d6303e);
  color: #fff;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 1.15rem;
  font-weight: 700;
  border-radius: var(--radius-md, 14px);
  padding: 15px 20px;
  text-decoration: none;
  width: 100%;
  margin-bottom: 14px;
  transition: all 0.25s ease;
  box-shadow: 0 7px 28px rgba(255,71,87,0.42);
  letter-spacing: -0.015em;
}

.btn-call-pillar:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 42px rgba(255,71,87,0.55);
}

.call-number-pillar {
  font-size: 1.25rem;
  letter-spacing: 0.02em;
}

.pillar-call-hours {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.875rem;
  color: var(--color-text-muted, #5B6A82);
  margin-bottom: 14px;
  justify-content: center;
}

.pillar-call-bullets {
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.875rem;
  color: #444;
}

.pillar-call-bullets li {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 5px 0;
  border-top: 1px solid var(--color-border, #E2E8F3);
}

.pillar-call-bullets li:first-child { border-top: none; }

.pillar-call-bullets li i {
  color: var(--color-secondary, #00875A);
  font-size: 0.78rem;
  flex-shrink: 0;
}

/* ---- Pillar Layout ---- */
.pillar-layout {
  background: var(--color-bg, #F4F7FC);
  padding: 44px 0 72px;
}

.pillar-content-wrap {
  display: grid;
  grid-template-columns: 1fr 310px;
  gap: 40px;
  align-items: start;
}

@media (max-width: 980px) {
  .pillar-content-wrap { grid-template-columns: 1fr; }
  .pillar-sidebar { order: -1; }
}

/* ---- Pillar Article ---- */
.pillar-article {
  background: #fff;
  border-radius: var(--radius-lg, 20px);
  padding: 44px 48px;
  box-shadow: 0 3px 18px rgba(0,60,100,0.07);
  line-height: 1.82;
  color: var(--color-text, #131C2B);
}

@media (max-width: 640px) {
  .pillar-article { padding: 26px 20px; }
}

.pillar-article h2 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: clamp(1.3rem, 2.5vw, 1.65rem);
  font-weight: 800;
  color: var(--color-primary, #005f8a);
  margin: 44px 0 18px;
  line-height: 1.28;
  letter-spacing: -0.03em;
  border-left: 4px solid var(--color-secondary, #00875A);
  padding-left: 16px;
}

.pillar-article h2:first-child { margin-top: 0; }

.pillar-article h3 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: #003d5c;
  margin: 28px 0 11px;
  letter-spacing: -0.02em;
}

.pillar-article p {
  margin: 0 0 16px;
  font-size: 1rem;
  color: #3D4A5C;
  line-height: 1.8;
}

.pillar-article ul,
.pillar-article ol {
  margin: 12px 0 20px 22px;
  font-size: 1rem;
}

.pillar-article li {
  margin-bottom: 8px;
  line-height: 1.72;
  color: #3D4A5C;
}

.pillar-article a {
  color: var(--color-primary, #005f8a);
  text-decoration: underline;
  text-underline-offset: 2px;
  text-decoration-color: rgba(0,95,138,0.35);
  transition: color 0.15s, text-decoration-color 0.15s;
}

.pillar-article a:hover {
  color: var(--color-accent, #FF4757);
  text-decoration-color: rgba(255,71,87,0.5);
}

/* ---- Data Callout Box ---- */
.data-callout {
  background: #EBF5FB;
  border-left: 4px solid var(--color-primary, #005f8a);
  border-radius: 0 var(--radius-sm, 8px) var(--radius-sm, 8px) 0;
  padding: 20px 24px;
  margin: 26px 0;
  font-size: 0.975rem;
  line-height: 1.7;
}

.data-callout strong {
  display: block;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--color-primary, #005f8a);
  margin-bottom: 6px;
  letter-spacing: -0.01em;
}

.data-callout.callout-green {
  background: #E6F9F2;
  border-left-color: var(--color-secondary, #00875A);
}

.data-callout.callout-green strong { color: #006640; }

/* ---- Plan Comparison Table ---- */
.pillar-comparison-section {
  margin: 40px 0;
}

.pillar-comparison-section h2 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: clamp(1.3rem, 2.5vw, 1.65rem);
  font-weight: 800;
  color: var(--color-primary, #005f8a);
  margin: 0 0 18px;
  letter-spacing: -0.03em;
  border-left: 4px solid var(--color-secondary, #00875A);
  padding-left: 16px;
}

.plan-comparison-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  font-size: 0.925rem;
  margin: 20px 0 36px;
  border-radius: var(--radius-md, 14px);
  overflow: hidden;
  box-shadow: 0 4px 18px rgba(0,0,0,0.09);
}

.plan-comparison-table th {
  background: var(--color-primary, #005f8a);
  color: #fff;
  padding: 15px 18px;
  text-align: left;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-weight: 700;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}

.plan-comparison-table td {
  padding: 14px 18px;
  border-bottom: 1px solid rgba(0,0,0,0.05);
  vertical-align: middle;
  line-height: 1.5;
}

.plan-comparison-table tr:last-child td { border-bottom: none; }

.plan-comparison-table tbody tr {
  transition: background 0.15s ease;
}

.plan-comparison-table tbody tr:hover td {
  background: rgba(10,61,122,0.03) !important;
}

/* Metal tier row colors */
.plan-bronze { background: rgba(205,127,50,0.05); }
.plan-bronze td:first-child { font-weight: 700; color: #7a4a10; background: rgba(205,127,50,0.10); }

.plan-silver { background: rgba(192,192,192,0.06); }
.plan-silver td:first-child { font-weight: 700; color: #5a5a5a; background: rgba(192,192,192,0.18); }

.plan-gold { background: rgba(255,215,0,0.06); }
.plan-gold td:first-child { font-weight: 700; color: #8a6000; background: rgba(255,215,0,0.18); }

.plan-platinum { background: rgba(229,228,226,0.14); }
.plan-platinum td:first-child { font-weight: 700; color: #444; background: rgba(229,228,226,0.38); }

.plan-badge {
  display: inline-block;
  padding: 2px 10px;
  border-radius: 20px;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-left: 8px;
  vertical-align: middle;
}

.badge-bronze   { background: #cd7f32; color: #fff; }
.badge-silver   { background: #9a9a9a; color: #fff; }
.badge-gold     { background: #e6b800; color: #5a4000; }
.badge-platinum { background: #b0b0b0; color: #333; }

@media (max-width: 640px) {
  .plan-comparison-table {
    display: block;
    overflow-x: auto;
    white-space: nowrap;
    -webkit-overflow-scrolling: touch;
  }
}

/* ---- HowTo Section ---- */
.howto-section { margin: 44px 0; }

.howto-section h2 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: clamp(1.3rem, 2.5vw, 1.65rem);
  font-weight: 800;
  color: var(--color-primary, #005f8a);
  margin: 0 0 26px;
  letter-spacing: -0.03em;
  border-left: 4px solid var(--color-secondary, #00875A);
  padding-left: 16px;
}

.howto-steps-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  list-style: none;
  margin: 0;
  padding: 0;
}

@media (max-width: 640px) {
  .howto-steps-list { grid-template-columns: 1fr; }
}

.howto-step {
  background: var(--color-bg, #F4F7FC);
  border-radius: var(--radius-md, 14px);
  padding: 26px 22px;
  border: 1.5px solid var(--color-border, #E2E8F3);
  transition: all 0.25s ease;
}

.howto-step:hover {
  border-color: rgba(0,95,138,0.3);
  box-shadow: 0 8px 28px rgba(0,60,100,0.09);
  transform: translateY(-3px);
}

.howto-step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px; height: 38px;
  background: linear-gradient(135deg, var(--color-primary, #005f8a), #1a5da8);
  color: #fff;
  border-radius: 50%;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-weight: 800;
  font-size: 1rem;
  margin-bottom: 14px;
  box-shadow: 0 4px 14px rgba(0,95,138,0.32);
}

.howto-step h3 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 1.05rem;
  font-weight: 700;
  color: #003d5c;
  margin: 0 0 9px;
  letter-spacing: -0.02em;
}

.howto-step p {
  font-size: 0.9rem;
  color: var(--color-text-muted, #5B6A82);
  margin: 0;
  line-height: 1.68;
}

.howto-cta {
  margin-top: 30px;
  text-align: center;
}

.btn-call-howto {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--color-secondary, #00875A), #006640);
  color: #fff;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-md, 14px);
  padding: 14px 30px;
  text-decoration: none;
  letter-spacing: -0.01em;
  transition: all 0.25s ease;
  box-shadow: 0 6px 22px rgba(0,135,90,0.38);
}

.btn-call-howto:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 36px rgba(0,135,90,0.50);
}

/* ---- Pillar FAQ ---- */
.pillar-faq { margin: 44px 0; }

.pillar-faq-title {
  font-family: var(--font-display, 'Syne', sans-serif) !important;
  font-size: clamp(1.3rem, 2.5vw, 1.65rem) !important;
  font-weight: 800 !important;
  color: var(--color-primary, #005f8a) !important;
  margin: 0 0 26px !important;
  letter-spacing: -0.03em !important;
  border-left: 4px solid var(--color-secondary, #00875A) !important;
  padding-left: 16px !important;
}

/* Open FAQ items inside pillar article */
.faq-list .faq-item {
  border: 1.5px solid var(--color-border, #E2E8F3);
  border-radius: var(--radius-md, 14px);
  margin-bottom: 10px;
  overflow: hidden;
}

.faq-list .faq-question {
  padding: 18px 22px;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--color-text, #131C2B);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  line-height: 1.42;
  letter-spacing: -0.01em;
  transition: color 0.15s;
}

.faq-list .faq-item.open .faq-question {
  color: var(--color-primary, #005f8a);
}

.faq-list .faq-answer {
  padding: 4px 22px 18px;
  font-size: 0.9375rem;
  color: var(--color-text-muted, #5B6A82);
  line-height: 1.78;
  border-top: 1px solid var(--color-border, #E2E8F3);
  padding-top: 16px;
}

/* ---- Final CTA inside article ---- */
.pillar-final-cta {
  margin: 52px 0 0;
  background: linear-gradient(135deg, #005f8a 0%, #003d5c 100%);
  border-radius: var(--radius-xl, 28px);
  padding: 48px 40px;
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}

.pillar-final-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 60% at 50% -20%, rgba(255,255,255,0.08), transparent);
  pointer-events: none;
}

.pillar-final-cta h2 {
  font-family: var(--font-display, 'Syne', sans-serif) !important;
  font-size: clamp(1.4rem, 2.5vw, 1.8rem) !important;
  font-weight: 800 !important;
  color: #fff !important;
  border: none !important;
  padding: 0 !important;
  margin: 0 0 14px !important;
  letter-spacing: -0.03em !important;
  position: relative;
  z-index: 1;
}

.pillar-final-cta p {
  font-size: 1rem;
  color: rgba(255,255,255,0.82);
  margin: 0 0 28px;
  max-width: 540px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.68;
  position: relative;
  z-index: 1;
}

.pillar-final-cta .btn-call-final {
  position: relative;
  z-index: 1;
}

.pillar-cta-note {
  font-size: 0.82rem !important;
  color: rgba(255,255,255,0.55) !important;
  margin: 12px 0 0 !important;
  position: relative;
  z-index: 1;
}

/* ---- Sidebar ---- */
.pillar-sidebar {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.sidebar-call-box {
  background: #fff;
  border-radius: var(--radius-lg, 20px);
  padding: 26px 22px;
  box-shadow: 0 6px 28px rgba(0,60,100,0.12);
  border: 1.5px solid var(--color-border, #E2E8F3);
}

.sticky-sidebar {
  position: sticky;
  top: 24px;
}

.sidebar-call-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-weight: 700;
  font-size: 0.9375rem;
  color: var(--color-primary, #005f8a);
  margin-bottom: 18px;
  letter-spacing: -0.02em;
}

.sidebar-call-header i { font-size: 1.15rem; }

.btn-call-sidebar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--color-accent, #FF4757), #d6303e);
  color: #fff;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-md, 14px);
  padding: 14px 16px;
  text-decoration: none;
  width: 100%;
  margin-bottom: 14px;
  transition: all 0.25s ease;
  box-shadow: 0 6px 20px rgba(255,71,87,0.38);
  letter-spacing: -0.01em;
}

.btn-call-sidebar:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 32px rgba(255,71,87,0.50);
}

.sidebar-hours {
  font-size: 0.825rem;
  color: var(--color-text-muted, #5B6A82);
  text-align: center;
  margin: 0 0 14px;
  line-height: 1.5;
}

.sidebar-benefits {
  list-style: none;
  padding: 0;
  margin: 0;
  font-size: 0.85rem;
  color: #444;
}

.sidebar-benefits li {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 6px 0;
  border-top: 1px solid var(--color-border, #E2E8F3);
}

.sidebar-benefits li:first-child { border-top: none; }

.sidebar-benefits li i {
  color: var(--color-secondary, #00875A);
  font-size: 0.78rem;
  flex-shrink: 0;
}

.sidebar-nav-box,
.sidebar-pillar-links-box {
  background: #fff;
  border-radius: var(--radius-md, 14px);
  padding: 20px 18px;
  box-shadow: 0 3px 14px rgba(0,60,100,0.07);
  border: 1.5px solid var(--color-border, #E2E8F3);
}

.sidebar-nav-box h3,
.sidebar-pillar-links-box h3 {
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 0.9375rem;
  font-weight: 700;
  color: #003d5c;
  margin: 0 0 14px;
  letter-spacing: -0.02em;
}

.sidebar-city-links,
.sidebar-pillar-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.sidebar-city-links li,
.sidebar-pillar-links li {
  border-bottom: 1px solid var(--color-bg, #F4F7FC);
}

.sidebar-city-links li:last-child,
.sidebar-pillar-links li:last-child { border-bottom: none; }

.sidebar-city-links a,
.sidebar-pillar-links a {
  display: block;
  padding: 8px 0;
  font-size: 0.875rem;
  color: var(--color-primary, #005f8a);
  text-decoration: none;
  transition: all 0.15s ease;
  letter-spacing: 0.005em;
}

.sidebar-city-links a:hover,
.sidebar-pillar-links a:hover {
  color: var(--color-accent, #FF4757);
  padding-left: 4px;
}

/* ---- Inline call CTA (mid-article) ---- */
.inline-cta-box {
  background: linear-gradient(135deg, #E6F9F2, #CCF3E8);
  border: 1.5px solid #a0e6cc;
  border-radius: var(--radius-md, 14px);
  padding: 22px 26px;
  margin: 30px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.inline-cta-text {
  font-size: 0.975rem;
  font-weight: 600;
  color: #003d5c;
  flex: 1;
  min-width: 200px;
}

.btn-call-inline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--color-primary, #005f8a);
  color: #fff;
  font-family: var(--font-display, 'Syne', sans-serif);
  font-size: 0.9375rem;
  font-weight: 700;
  border-radius: var(--radius-sm, 8px);
  padding: 12px 22px;
  text-decoration: none;
  white-space: nowrap;
  transition: all 0.25s ease;
  letter-spacing: -0.01em;
  box-shadow: 0 4px 16px rgba(0,95,138,0.3);
}

.btn-call-inline:hover {
  background: #003d5c;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0,95,138,0.40);
}

/* ---- External authority links ---- */
.authority-links {
  margin: 18px 0;
  font-size: 0.92rem;
}

.authority-links a {
  color: var(--color-primary, #005f8a);
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* ---- Schema-aligned article sections ---- */
.schema-article-section {
  scroll-margin-top: 80px;
}

/* ---- "Best for" badge on comparison table ---- */
.best-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: var(--color-secondary, #00875A);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  padding: 2px 9px;
  border-radius: var(--radius-pill);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-left: 8px;
  vertical-align: middle;
}